All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. ![]() Then, it's time to shop around and get quotes from multiple lenders before deciding which one to use.Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. To lower your ratio, pay down debt or consider ways to increase your income. Many lenders want to see a DTI ratio of 36% or less, but it depends on which type of mortgage you get.
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